FAQs

Surplus funds (also called excess proceeds) are the extra money left over after a foreclosure or tax sale when a property sells for more than what was owed on it. That leftover money legally belongs to the previous homeowner — not the county or the bank.

Most homeowners don’t know they’re owed money because the county typically mails notices to the foreclosed property address. Our team researches public auction records and uses skip tracing to find the rightful owners and let them know.

There are no upfront fees. We work on a 100% contingency basis, meaning we only get paid if we recover money for you. If we don’t succeed, you owe us nothing.

Counties often send only one notice — usually to the last known address, which is the foreclosed property itself. If you’ve moved or never received it, you’d likely never know the funds existed.

Nope. Once you sign the paperwork authorizing us and our attorney to act on your behalf, we take care of everything for you.

You can, but it can be complicated. Most people don’t know where to start, miss deadlines, or give up after running into red tape. We handle it all for you — quickly, professionally, and with no upfront risk.